Sectors
UK business-to-business originators across financial services and the wider commercial economy.
Alecto Restructuring Ltd transacts with originators of UK commercial credit exposures across a defined set of sectors. The common thread is that each receivable is a claim against a UK business, not a consumer.
Counterparty profile
We engage with lenders, corporate treasuries, leasing and asset-finance providers, trade-credit insurers and their recovery teams, telecoms and utility B2B portfolios, professional services originators, insolvency practitioners and restructuring advisors. The firm acts as a principal investor and is itself the contracting counterparty in every transaction.
What we look for in a portfolio
- UK-resident corporate obligors with documented exposure
- Receivables clearly evidenced by invoice, contract, judgment or security
- Reasonable data on contact history, ageing and prior recovery activity
- Cleanly assignable under the underlying contract or applicable law
What we do not acquire
We do not acquire consumer credit, retail customer debt, or any exposure regulated under the Consumer Credit Act 1974 or the Financial Conduct Authority consumer-credit regime. We do not acquire residential mortgages, student loans, or claims against private individuals in their personal capacity. We do not deal in securities under FSMA 2000.
Originator types we transact with
- UK banks and asset-finance lenders (commercial book only)
- Independent leasing and equipment-finance providers
- Trade-credit insurers and their subrogated claims
- Telecoms, utilities and B2B services with commercial receivables
- Insolvency practitioners disposing of trading-company claims
- Corporate treasuries with legacy commercial receivables
No originator name is published on this website without prior written consent. Transaction histories are disclosed only to counterparties that have signed an NDA.